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Terms of Use

Use these tools for lawful personal planning and informational purposes. Do not abuse the service, attempt unauthorised access or submit sensitive information through the contact form.

Calculations and published rates are estimates. We do not guarantee rate availability, loan approval, deposit eligibility or an uninterrupted service. External sites have their own terms.

You are responsible for checking bank details and lender documentation before making a transaction or entering an agreement. This website does not form a lending, banking or advisory relationship.

Availability and features may change. Nothing in these terms excludes rights that cannot lawfully be excluded. Updated 2 October 2026.

BankDesk

Indian banking tools for IFSC lookup, EMI calculations, fixed deposit returns and lender comparisons.

Calculators & bank comparisons

Estimate returns or repayments and compare up to three lenders.

  • FD calculator & bank FD rates
  • Home loan EMI & interest rate comparison
  • Car loan EMI & interest rate comparison
  • Personal loan EMI & interest rate comparison

Everyday banking tools

Check branch details and understand the numbers before you decide.

  • IFSC code lookup & validator
  • Quick EMI & FD calculators
  • IFSC, MICR & bank transfer guide
  • How EMI and FD maturity are calculated

Official banking resources

Use these independent official resources to verify banking information.

  • RBI IFSC & NEFT bank branch directory
  • RBI banking, NEFT & RTGS FAQs
  • NPCI IMPS payment information

About & support

Learn how BankDesk maintains data and handles your information.

  • About BankDesk
  • Contact & report a rate correction
  • Privacy policy
  • Terms of use
  • Financial disclaimer

Bank interest rate directory

Explore maintained rates, available products and update dates for individual banks.

  • State Bank of India interest rates
  • HDFC Bank interest rates
  • ICICI Bank interest rates
  • Axis Bank interest rates
  • Bank of Baroda interest rates
  • Punjab National Bank interest rates
Independent utility. Not a bank, lender, adviser or government service. Official links do not imply affiliation or endorsement.Rates and calculations are indicative. Confirm current rates, fees and eligibility directly with the lender.
Terms of Use | BankDesk